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Lenny Rosen Insurance 

LICENSED INSURANCE AGENT SPECIALIZING IN MEDICARE

Medicare Advantage Plans are not the same as Medicare Supplements

Do not confuse Medicare Supplements (Medigap Plans) with Medicare Advantage Plans.  They are totally different and have different effects on your Medicare.  Come to one of our Medicare 101 Educational Seminars to learn the difference.

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

People often confuse the two plans, but their differences are great. Here's what you need to know

Medicare Advantage plan? I've heard both described as insurance that is "supplemental" to Medicare.

There are very big differences between these two types of insurance, although both are options for people with Medicare. Technically, only Medigap counts as "Medicare supplemental insurance" — in fact, that's its formal name — but Medicare Advantage plans may provide some extra benefits that could be considered as supplementing Medicare.

Medicare Advantage still has gaps (not the same as Original Medicare) so you will still have out of pocket expenses.  By law, you can not buy a Medicare Supplement to cover these gaps if you own a Medicare Advantage plan.

Contact Lenny if you have questions..  He will be happy to explain the differences.  678-591-4894

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